Lesaka Technologies, Inc. (LSAK) Q4 2026 Earnings Call Transcript

Welcome to Lesaka Technologies Results Webcast for the Fourth Quarter and Full Year of Fiscal 2026. As a reminder, this webcast is being recorded. Our press release and investor presentation are available on our Investor Relations website at ir.lesakatech.com. During this call, we will be making forward-looking statements, and I ask you to look at the cautionary language contained in our press release, presentation and Form 10-K available on our website. As a domestic filer in the United States, we report results in U.S. dollars under U.S. GAAP. However, it is important to note that our operational currency is South African rand, and as such, we analyze our performance in South African rand, which is non-GAAP. This assists investors in understanding the underlying trends in our business. I will now turn the webcast over to Ali. Good morning, good afternoon, and thank you for joining us for Lesaka's results for the fourth quarter and full year of fiscal 2026. FY '26 was another excellent year for Lesaka, delivering on all our guidance measures, which we will come to shortly. But before reviewing the year, I want to briefly reflect on Lesaka's evolution. Lesaka was launched in May 2022 following the merger with the Connect Group. We had set out on a journey through organic and inorganic growth to build the leading independent fintech platform in Southern Africa.