HealthEquity, Inc. (HQY) Q2 2027 Earnings Call Transcript

SA Transcripts 162.03K Followers Follow HealthEquity, Inc. ( HQY ) Q2 2027 Earnings Call August 27, 2026 8:30 AM EDT Company Participants Richard Putnam - Vice President of Investor Relations Scott Cutler - CEO, President & Director James Lucania - CFO & Executive VP Stephen D. Neeleman - Founder & Vice Chairman Conference Call Participants Allen Lutz - BofA Securities, Research Division Alexei Gogolev - JPMorgan Chase & Co, Research Division Brian Tanquilut - Jefferies LLC, Research Division Sean Dodge - BMO Capital Markets Equity Research George Hill - Deutsche Bank AG, Research Division Scott Schoenhaus - KeyBanc Capital Markets Inc., Research Division Mark Marcon - Robert W. Baird & Co. Incorporated, Research Division Steven Valiquette - Mizuho Securities USA LLC, Research Division Ryan Halsted - RBC Capital Markets, Research Division Jenny Shen - BTIG, LLC, Research Division Presentation Operator Good day and welcome to the HealthEquity Second Quarter 2027 Earnings Conference Call. [Operator Instructions] Please note that today's event is being recorded. I'd now like to turn the conference over to Richard Putnam with Investor Relations. Please go ahead, sir. Richard Putnam Vice President of Investor Relations Thank you, Rocco. Good morning, everyone. Thank you for joining us for HealthEquity's Second Quarter Fiscal 2027 Earnings Conference Call. As Rocco said, my name is Richard Putnam. I do Investor Relations for HealthEquity. Joining me today are Scott Cutler, President and CEO; Dr. Steve Neeleman, Vice Chair and Founder of the company; and James Lucania, Executive Vice President and CFO. A press release announcing our second quarter financial results was issued earlier this morning and includes certain non-GAAP financial measures that we will reference. You can find a copy of today's press release, including reconciliations of these non-GAAP measures with comparable GAAP measures, on our Investor Relations website, which is ir.healthequity.com. Our comments and responses to your questions reflect management's view as of today, August 27, 2026, and will contain forward-looking