Tyro Payments Limited (TYPMF) Q4 2026 Earnings Call Transcript

Good morning, and welcome to Tyro Payments results briefing for the full year ended 30 June 2026. My name is Danielle Stock, and I'm the Investor Relations lead. Thank you for joining us. I'd like to acknowledge that I'm hosting today's meeting in Sydney on the land of the traditional owners, the Gadigal people. I pay my respects to elders, past and present. For today's briefing, our CEO, Nigel Lee, will provide an overview of the results and an update on the business. Our CFO, Emma Burke, will then take you through the financial results and outlook before Nigel returns to provide a summary and closing remarks. Our FY '26 results materials, including today's presentation have been released to the ASX and are available on our Investor Center. Today's presentation is also being recorded and transcribed and a replay will be available on our investor center shortly. With that, I'll hand over to Nigel. Thanks. Nigel Lee Chief Executive Officer Thank you, Danielle, and good morning, everybody. Thank you for joining today's call. I'm pleased to present Tyro FY '26 results and my first full year results as CEO. FY '26 was an important year for Tyro. We delivered on our financial guidance strengthened earnings and cash generation and sharpened our focus on the markets where we believe we have the strongest right to win. Importantly, the investments we've made over recent years have unlocked our next phase of growth. We have a huge market opportunity, a broad proposition, and significantly