Commonwealth Bank of Australia (CMWAY) Q4 2026 Earnings Call Transcript

Hello, and welcome to the results briefing for the Commonwealth Bank of Australia for the full year ended 30 June 2026. I'm Melanie Kirk, and I'm Head of Investor Relations. Thank you for joining us for this briefing. We will have presentations from our CEO, Matt Comyn, with an overview of the business and the financial results. Our CFO, Alan Docherty, will provide details of the financial results. Matt will then come back and provide a summary and outlook. The presentations will be followed by the opportunity for analysts and investors to ask questions. I'll now hand over to Matt. Thank you, Matt.

Thank you very much, Mel, and good morning, everyone. This is a strong full year result, which has enabled us to continue to support customers, protect communities and invest in Australia. This year, we delivered disciplined growth across all domestic franchises while maintaining stable underlying margins and strong capital funding and liquidity. Cash net profit after tax increased by 7%, and statutory profit increased by 8%. Cash earnings