AGI Inc (AGBK) Q2 2026 Earnings Call Transcript

SA Transcripts 161.54K Followers Follow AGI Inc ( AGBK ) Q2 2026 Earnings Call August 5, 2026 5:00 PM EDT Company Participants Felipe Oliveira - Head of Investor Relations Marciano Testa - Founder, CEO & Chairman Matheus Girardi - Chief Sales Officer Marcello Winik Dubeux - Chief Financial & Investor Relations Officer Conference Call Participants Jorge Kuri - Morgan Stanley, Research Division Daer Labarta - Goldman Sachs Group, Inc., Research Division Arnon Shirazi - Citigroup Inc., Research Division Renato Meloni - Bernstein Autonomous LLP Marcelo Mizrahi - Banco Bradesco BBI S.A., Research Division Presentation Operator Good afternoon, everyone, and welcome to Agi's Second Quarter 2026 Earnings Conference Call. Today's conference call is being recorded. At this time, I would like to turn the call over to Felipe Gaspar Oliveira, Head of Investor Relations. Please go ahead. Felipe Oliveira Head of Investor Relations Hello, everyone, and welcome to Agibank's Second Quarter 2026 Earnings Conference Call. Thank you for joining us. I'm Felipe Gaspar Oliveira, Head of Investor Relations. Joining me today are Marciano Testa, our Founder and Chairman and CEO; Marcello Dubeux, our Chief Financial Officer; and Matheus Girardi, our Chief Client Officer. During today's call, we will discuss our second quarter results and business review, followed by a live Q&A session with our management team. Throughout this conference call, we will be presenting certain non-IFRS financial measures. These are important measures for Agibank's management but should not be considered in isolation or as a substitute for IFRS measures and may not be comparable to similar titled measures reported by other companies. Reconciliations between non-IFRS and IFRS measures are available in our earnings release. Unless otherwise noted, all figures discussed today are presented in Brazilian reals. I'd also like to remind everyone that today's discussion may include forward-looking statements, which are based on management's current expectations and assumptions and are subject to risks and