Columbia Banking System, Inc. (COLB) Q2 2026 Earnings Call Transcript

Columbia Banking System, Inc. ( COLB ) Q2 2026 Earnings Call July 23, 2026 5:00 PM EDT Company Participants Jacquelynne Bohlen - Head of Investor Relations Clint Stein - President, CEO & Chairman of the Board Ivan Seda - CFO & Executive VP Christopher Merrywell - Co-President Torran Nixon - Senior EVP & Co-President of Columbia Bank Frank Namdar - Executive VP & Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson & Co., Research Division David Chiaverini - Jefferies LLC, Research Division David Feaster - Raymond James & Associates, Inc., Research Division Matthew Clark - Piper Sandler & Co., Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Jared David Shaw - Barclays Bank PLC, Research Division Sun Young Lee - TD Cowen, Research Division Timur Braziler - UBS Investment Bank, Research Division Anthony Elian - JPMorgan Chase & Co, Research Division Andrew Terrell - Stephens Inc., Research Division Jacquelynne Bohlen Head of Investor Relations Thank you. Good afternoon, everyone. Thank you for joining us as we review our second quarter results. The earnings release and corresponding presentation are available on our website at Columbia bankingsystem.com. During today's call, we will make forward-looking statements, which are subject to risks and uncertainties and are intended to be covered by the safe harbor provisions of federal securities law. For a list of factors that may cause actual results to differ materially from expectations, please refer to the disclosures contained within our SEC filings. We will also reference non-GAAP financial measures, and I encourage you to review the non-GAAP reconciliations provided in our earnings