What are the investment options for Trump Accounts?

The Treasury Department on Wednesday announced the lineup of investment funds that will be available in Trump Accounts for families to choose from in the months ahead as they use the accounts to invest in their children's futures. When the program officially launches on July 4, all contributions to Trump Accounts will be invested by default in the State Street SPDR Portfolio S&P 500 ETF (SPYM), which is a low-cost exchange-traded fund (ETF) that tracks the performance of the S&P 500 Index. Treasury's announcement said that the fund was chosen because it provides broad exposure to the U.S. stock market and maintains expenses at a level that's well below the expense ratio limit of 0.1% established by the One Big Beautiful Bill Act, which created Trump Accounts.

Trump Accounts will officially debut on July 4. While the SPYM ETF will be the default investment when the Trump Accounts launch, the Treasury Department said that it is planning to make several other funds available to investors in the months ahead once the functionality is available on the platform. Four other low-cost ETFs that track broad indexes will be available in Trump Accounts in the future: iShares Core S&P 500 ETF (IVV) Vanguard Total Stock Market ETF (VTI) State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) iShares Core S&P Total U.S. Stock Market ETF (ITOT)

Ticker Security Last Change Change % SPYM STATE STREET® SPDR® PORTFOLIO S&P 500® ETF - USD DIS 87.67 -0.10 -0.11% IVV ISHARES CORE S&P 500 ETF - USD DIS 748.43 -0.67 -0.09% VTI VANGUARD TOTAL STOCK MARKET ETF - USD DIS 368.76 -0.51 -0.14% SPTM STATE STREET® SPDR® PORTFOLIO S&P 1500® COMPOSITE STOCK MARKET ETF - US...